Car Crashes which result in serious injuries can range from broken bones to bleeding gashes to whiplash type injuries that can last for years. But what about internal injuries that are not so easily detected? Internal injuries such as concussions, internal bleeding, seatbelt force damage and even organ damage does occur, and for some crash… Read More
Can others help my Long Term Disability Appeal without going to court?
Family, friends, and even co-workers can and should lend support to your long term disability appeal. The administrators at your long term disability insurance company don’t know what you have been going through. The appeal is your chance to try to change their mind and pay your LTD benefits. The people who know you well… Read More
Pain, Suffering and Mental Anguish after an IL Car Accident
Being involved in a car accident is very stressful, even if you did not have significant physical injuries. Many people will suffer some form of emotional distress after the event. Mental or emotional injuries, including post-traumatic stress disorder (PTSD), are common psychological ramifications of being in a crash. Whether you are struggling to sleep, having… Read More
Driving with Snow and Ice on your car can mean liability for an Illinois Accident
Car accidents caused by snow and ice are, of course, common in Illinois. Some of those accidents were easily avoidable, if only drivers had just taken the time to properly clean off all of the snow and scrape the ice completely from their vehicles. Drivers who are careless about clearing off their cars risk not… Read More
Multi Car Accidents in and around Chicago
Multi car accidents can happen anywhere and anytime. Often, multi car pile ups occur on the expressways and major roads in and around Chicago. Due to the number of people and cars involved, they can cause significant physical injuries. Lawyers can help you to solve the hassle of dealing with multiple insurance companies and holding… Read More
What is Disability Insurance?
You might be wondering what disability insurance is and why it’s important to have. Disability insurance protects your income. It helps by replacing a portion of your monthly income if you are unable to work due to an injury or illness. This is important because you don’t have to worry about not having the money… Read More
Top Reasons Long Term Disability Claims are Denied or Terminated
You filed for Long Term Disability and just found out that the insurance company has denied your claim. Yet you know that you cannot work and your doctor agrees. How could this be? Why do insurance companies deny short or long term disability claims? Why do they abruptly terminate LTD benefits while you still need… Read More
Does Retirement Age affect my Long Term Disability?
If you need to use your long term disability insurance close to retirement, eligible time frames can change based upon your age. Typically, long term disability is paid out for a certain number of years and up to a certain age. Many plans will pay out until age 65 or retirement age under social security…. Read More
Can I go on Long Term Disability for Breast Cancer?
Breast cancer is the leading type of long term disability claim when it comes to cancers. As with other cancers, breast cancer can be the basis for short or long term disability if you are no longer able to work as a result. Usually, cancer patients who need to go on disability do so either… Read More
What it means when your Car is Totaled in Illinois
Serious car accidents often result in having your car totaled. This is insurance speak for a total loss on a vehicle. Totaling out a car is the result of a mathematical formula. It is used to decide that your car is no longer worth repairing because it would cost more to fix than what it… Read More
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