Being involved in a car accident is very stressful, even if you did not have significant physical injuries. Many people will suffer some form of emotional distress after the event. Mental or emotional injuries, including post-traumatic stress disorder (PTSD), are common psychological ramifications of being in a crash. Whether you are struggling to sleep, having… Read More
Calculating Repayment to Health Insurance from your Injury Settlement
Illinois allows for healthcare subrogation. Healthcare subrogation is a right that health insurance carriers have to be reimbursed from a personal injury case for money which they paid out for your medical bills. Unlike an auto insurance company, the health insurance company usually will not pursue reimbursement directly from the person who was responsible for… Read More
Driving with Snow and Ice on your car can mean liability for an Illinois Accident
Car accidents caused by snow and ice are commonplace in Illinois. Some of those accidents were easily avoidable if drivers had just taken the time to properly clean off all snow and scrape the ice from their vehicles. Drivers who are careless about clearing off their cars risk not only a ticket, but being held… Read More
When you don’t want Pain Injections after an Accident
Serious accidents often come with serious pain, unfortunately. Car accident victims in particular tend to suffer from ongoing pain. Epidural Steroid Injections (ESI’s) are sometimes offered as a treatment option. They are minimally invasive and help with those injuries most often associated with car accidents. These injuries include neck pain, back pain, arm or leg… Read More
When Personal Injury Claims Drag On Forever
Do you have an insurance claim from a car accident that has been dragging on? It might feel like your case is taking forever in the hands of the insurance company. If so, it may be time to talk with a Chicago area lawyer about your personal injury claim. Insurance companies are notorious for taking… Read More
Multi Car Accidents in and around Chicago
Multi car accidents can happen anywhere and anytime. Often, multi car pile ups occur on the expressways and major roads in and around Chicago. Due to the number of people and cars involved, they can cause significant physical injuries. Lawyers can help you to solve the hassle of dealing with multiple insurance companies and holding… Read More
What is Disability Insurance?
You might be wondering what disability insurance is and why it’s important to have. Disability insurance protects your income. It helps by replacing a portion of your monthly income if you are unable to work due to an injury or illness. This is important because you don’t have to worry about not having the money… Read More
Top Reasons Long Term Disability Claims are Denied or Terminated
You filed for Long Term Disability and just found out that the insurance company has denied your claim. Yet you know that you cannot work and your doctor agrees. How could this be? Why do insurance companies deny short or long term disability claims? Why do they abruptly terminate LTD benefits while you still need… Read More
Why Did Car Crash Fatalities Increase in Illinois during COVID?
Car crash statistics took an ironic and tragic turn during the Covid-19 pandemic. Roadway fatalities went way up in 2020. According to the National Safety Council, an estimated 8% more people died in traffic accidents as compared to 2019. Illinois fared even worse than the national average. According to IDOT (Illinois Department of Transportation), Illinois… Read More
Does Retirement Age affect my Long Term Disability?
If you need to use your long term disability insurance close to retirement, eligible time frames can change based upon your age. Typically, long term disability is paid out for a certain number of years and up to a certain age. Many plans will pay out until age 65 or retirement age under social security…. Read More
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