ERISA long term disability cases are extremely complex. To help you begin to make sense of it, below is an introduction to ten things that you need to know if your long term disability carrier has denied benefits. Are you feeling surprised or scared because your insurance company denied your disability benefits claim? Are you… Read More
You Can’t Have Enough Car Insurance in Illinois
There is no such thing as having too much car insurance. Let’s face it, even though it’s illegal to drive without insurance in Illinois, some people still do. It’s important that you at least have the required auto insurance to protect yourself and your loved ones. I also suggest getting even more insurance to protect… Read More
I Feel Blamed after being Hit by a Car
If you were hit by a car while walking or jogging, the last thing on your mind after a serious pedestrian accident is having to defend yourself from blame. Don’t think that just because you were a pedestrian that the driver’s insurance company won’t try to blame you for the accident. Insurance companies are required… Read More
The Little Known Danger of Radon Gas
All home owners should test for radon, starting when they buy a house. Make it part of the inspection & tell your lawyer its being done. Most of us have been taking extra good care of our health during the pandemic, starting with staying home a lot. But there could be a serious danger threatening… Read More
Med Pay to Cover Bills After a Car Accident & Why to Check your Coverage NOW
Medical Payments Coverage, or ‘Med Pay’, is an optional coverage that every driver should have on their insurance policy. While it is not required in the State of Illinois, it is a good idea to have it. Med Pay pays the medical bills of a driver and their passengers following a car accident, regardless… Read More
Long Term Disability Repayment following Social Security Award
It is true that you’ll likely have to repay your long term disability carrier once awarded social security benefits. You probably received a letter from your long term disability insurance carrier demanding that you give them back some of what you were rightfully paid under the policy. These letters often come right after receiving an… Read More
Legal Documents Every College Student Should Have
Once children turn 18 or go off to college, they should consider preparing a Power of Attorney. As I write this over the summer of 2020, there is growing uncertainty surrounding the upcoming school year. One thing that is for certain, if you have children in college, you should discuss with them putting in place… Read More
Is shoveling required of Illinois homeowners?
Falling on a patch of ice is painful and can be downright dangerous. Who is legally responsible for a fall when ice or snow is involved? This is a question that comes up every winter in Chicago. Victims of un-shoveled or badly shoveled sidewalks want to know if the homeowner can be held liable, and… Read More
Short Term or Long Term Disability after a Heart Attack
Heart attacks and other cardiac issues are a leading cause of missed time off from work. A heart attack, also known as myocardial infarction, happens when the arteries which supply blood to the heart become blocked. Before returning to work, most people will require at least some time off to recover. This naturally raises… Read More
Outstanding Service from Carol Cadiz
The level of service received from Carol Cadiz was outstanding. Carol was very personable, professional and knowledgeable. She immediately made us feel comfortable about the process and legal issues regarding the selling our home. She explained things well and prepared all documents relating to the selling of our home including arrangements for all transactions necessary… Read More