Is a Major Life Event Causing You to Lose Sleep at Night? I'd love to help!

Going through something as difficult as a bankruptcy or the stress of even a real estate transaction can be a difficult experience. With the help of an experienced and easy to talk to attorney, you can get the relief you need to cope and move forward with strength. At O'Connor Cadiz Law, we handle such matters with compassion and skill. We also believe in educating our clients about what is going on because our belief is that things are less stressful when you understand what is happening and can take back some measure of control. Be sure to ask for a free copy of our books and consumer guides on the topics of either selling a house, bankruptcy or divorce mediation- all designed to help you. Or schedule a time to come in and meet. Once you know your options, you will feel better. 

We are conveniently located in Schaumburg and Itasca, serving both DuPage, Cook, and Kane Counties. Don't go through it alone. 

Lawyer ReferralsLawyer Referrals

Its easy to find a lawyer. Its not so easy to find the right lawyer for you and for your case. Likewise, not every client will be the right fit for every law firm.  The attorney client relationship is important, special, and entails mutual trust and respect.  Both lawyer and law firm should make sure that they are the right fit for each other before entering into an attorney-client professional relationship. If we can't help, we may be able to point you in the right direction. And if you are an attorney who has a client with a case that you don't handle or wish to find a Spanish speaking lawyer to refer a case to, please give us a call. We may be able to help. 

 

Personal InjuryPersonal Injury

When you've been injured, the last thing you feel like dealing with is insurance companies and the legal aspect of your personal injury. We are here to take much of the worry away from you. To begin with, you will want to know if you even need a lawyer and what happens after you've been hurt. It is crucial that you speak to a lawyer as early in the process as possible, for guidance on what to do next. The insurance company is not your friend and their interests are opposed to yours, which is why it is so important to work with someone who understands the process and can be sure that you are treated fairly.  At our boutique firm, we believe that everyone is entitled be treated with utmost respect, empathy and understanding. You will never be treated as just another personal injury case. 

Real Estate Closings: Selling or Buying a HomeReal Estate Closings: Selling or Buying a Home

Is it time to sell your home? No matter the reason for putting your home on the market, the decision to sell is a big one. As the largest investment, purchase or sale that most people will ever make, it is important to make sure that not only are you getting a fair price, but that all of the other financial and legal aspects are handled correctly once you have found a buyer. You probably have a ton of questions about how it all works, especially if this is your first time selling. Feel free to browse around my website for straightforward information written to answer your questions and familiarize you with the process of selling your home.

Bankruptcy: Chapter 7 and Chapter 13Bankruptcy: Chapter 7 and Chapter 13

Broke? Stop Being Afraid of that Stack Of Bills- Get out of Debt with Bankruptcy for a better life! 

If you are wondering about bankruptcy, you are probably worried about your overwhelming debt. It is normal to worry, and to wonder what will happen in the weeks and months ahead in the face of deep financial struggles and an inability to pay your bills.  Will your paycheck be garnished? Do you face losing what you have? What will you tell your family? Now what? There may be a solution for you in bankruptcy. If you are visiting this site, chances are that it is time to explore your options. There are answers out there and you need to find out what they are and if any of those solutions are for right for you. You are already one step ahead by visiting my website, to get information about bankruptcy. Bankruptcy is not going to be the solution for everyone but for many people, it can be the answer that they have been hoping for as a way to financially start over.  I help people file for what is known as “Chapter 7” Bankruptcy.  There are other kinds of bankruptcies and which kind you will file for (if any) is determined by your circumstances: the type of debt you have, what you are looking to accomplish, what you have, your income, etc.

Divorce MediationDivorce Mediation

Many people who have not been through the mediation process have only a vague idea of what mediation exactly is and why they should be considering it.  Mediation is a form of Dispute Resolution.  It is a process whereby people seek help from a mediator to try to settle issues or concerns that they have not been able to resolve on their own and is often used in the area of divorce to settle issues such as visitation schedules with the kids and property division. 

People ask me all the time if they should try mediation. In many parts of Illinois, like Cook and DuPage County, mediation is often required when the parties don't have a custody agreement right out of the gate. Judges are quick to send people for mediation because it is often the quickest and least expensive way to resolve the issues surrounding the kids in a divorce situation.  That being said, mediation is not always successful but at the very least, it will give insight as to what is most important to each side and can be used as a basis for future attempts at negotiation.

Child custody litigation is very expensive as oftentimes, a Guardian Ad Litem or Child's Representative will be appointed by the court in the absence of an agreement. Add this to each person's legal fees and your divorce can quickly start to run into the tens of thousands of dollar range, if not more. That is why many people try to work together in mediation when it comes to issues about the children. Given the sensitivity and importance of the topic, you want to make sure that you find a mediator who you feel comfortable with. 

Divorce mediation can also help you work through issues related to property, money and debt. Before going into mediation, the parties will often have a good idea as to what's out there in terms of the finances and assets. 

Meditation is not a magic solution; there is no easy button when it comes to divorce but for many, it is a process that can help streamline a divorce and may reveal a solution, previously unseen- that will work for everyone. It is not a subsitute for having a lawyer but can be an invaluable part of your divorce team. Since the mediator is neutral and is hired by both parties, the time spent in mediation is often cheaper than paying two lawyers for the same time.  To learn more, request your free Fast Track Mediation Guide

PrenupsPrenups

Prenuptial agreements, or prenups, are becoming more common. No longer for only the rich, smart couples see the value in taking basic steps to plan for all aspects of the future, even aspects that hopefully won't happen. Definitely at the bottom of the list in terms of fun insofar as wedding plans go, it could be the most important! You owe it to yourself and your bride or groom-to-be to take some time to learn about it and see if a prenup could be right for you. 

 

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