Starting the New Year Debt Free- There's Still Time!!

Don’t let another year go by wondering how you are going to pay your bills and struggling to stay on top of your debt.  2015 is a new year, let it be a fresh start for you financially too.  Here are 12 (one for each month of the year) reasons that 2015 will be a better year if it is finally the year that you can walk away from old debt:

  • You’ll sleep better (better sleep = better health, less wrinkles, more productive you)
  • You can begin to rebuild your credit score
  • You can make a workable budget without having to account for the old bills that saddle you down
  • You can consider starting to save money each month
  • If bill collectors are after you, you don’t have to be worried each time the phone rings or when you check your mail
  • If you are driving a car you can’t afford and no longer want, you can get rid of that car in a bankruptcy and get something more affordable that isn’t at risk of being repo’d
  • You can stop the credit card game- racking up debt on one while you pay the other
  • You won’t have to wonder if this is the month that you will get sued or see your wages garnished by a creditor that you haven’t been able to pay
  • You can ditch the loan consolidation company that hasn’t done you any good
  • Spend more time doing things that make you happy and less time worrying about bills
  • Family and friends won’t be worried about the possibility of having to lend you money
  • You will feel GREAT knowing that you took responsibility, made a plan, and kicked your debt to the curb

Debt problems don’t usually go away on their own. You need a solid plan. There is still time to get out of debt before the new year and you may want to consider bankruptcy.  Read my (free) book “Bankruptcy Myths Exposed” and if you think it might be right for you, call us at 630 250-8813 to schedule a no-pressure free consultation at our office. 

Carol O'Connor Cadiz
Connect with me
Attorney & Owner at O'Connor Cadiz Law: Bankruptcy, Injury, Real Estate & Mediation
Be the first to comment!
Post a Comment