Being involved in a car accident is very stressful, even if you did not have significant physical injuries. Many people will suffer some form of emotional distress after the event. Mental or emotional injuries, including post-traumatic stress disorder (PTSD), are common psychological ramifications of being in a crash. Whether you are struggling to sleep, having… Read More
Category: Library
Face your legal challenges head on. There is no need to be afraid when you understand the problem. This article library will help you navigate the situation.
Calculating Repayment to Health Insurance from your Injury Settlement
Illinois allows for healthcare subrogation. Healthcare subrogation is a right that health insurance carriers have to be reimbursed from a personal injury case for money which they paid out for your medical bills. Unlike an auto insurance company, the health insurance company usually will not pursue reimbursement directly from the person who was responsible for… Read More
Multi Car Accidents in and around Chicago
Multi car accidents can happen anywhere and anytime. Often, multi car pile ups occur on the expressways and major roads in and around Chicago. Due to the number of people and cars involved, they can cause significant physical injuries. Lawyers can help you to solve the hassle of dealing with multiple insurance companies and holding… Read More
What is Disability Insurance?
You might be wondering what disability insurance is and why it’s important to have. Disability insurance protects your income. It helps by replacing a portion of your monthly income if you are unable to work due to an injury or illness. This is important because you don’t have to worry about not having the money… Read More
Does Retirement Age affect my Long Term Disability?
If you need to use your long term disability insurance close to retirement, eligible time frames can change based upon your age. Typically, long term disability is paid out for a certain number of years and up to a certain age. Many plans will pay out until age 65 or retirement age under social security…. Read More
Can I go on Long Term Disability for Breast Cancer?
Breast cancer is the leading type of long term disability claim when it comes to cancers. As with other cancers, breast cancer can be the basis for short or long term disability if you are no longer able to work as a result. Usually, cancer patients who need to go on disability do so either… Read More
What it means when your Car is Totaled in Illinois
Serious car accidents often result in having your car totaled. This is insurance speak for a total loss on a vehicle. Totaling out a car is the result of a mathematical formula. It is used to decide that your car is no longer worth repairing because it would cost more to fix than what it… Read More
Can I use a Medical Lien to pay bills after a car accident?
When faced with medical bills after a car accident, many people prefer to have a medical lien placed on their bills. When a lien is placed on a bill, this means that the bill does not have to be paid until a case is settled or until the end of a court case. This scenario… Read More
What is the Claim File in my Long Term Disability Case?
If you are appealing your long term disability because the insurance company has denied your benefits, you need the claim file. The claim file is everything that the insurance carrier of your disability policy has that pertains to your case. Depending on the insurance company and the specifics of your case, the claim file could… Read More
How Fault is Determined After A Car Accident
Car Accident is the term most often used when there is a crash. The word accident implies that it was no one’s fault, but that is usually not true. Determining who was at fault for a car accident becomes especially important under Illinois law, if someone was seriously hurt. Who Decides Fault Following a Car… Read More
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